[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.lixus.cz\/financni-tisen-a-jeji-reseni\/#Article","mainEntityOfPage":"https:\/\/www.lixus.cz\/financni-tisen-a-jeji-reseni\/","headline":"Finan\u010dn\u00ed t\u00edse\u0148 a jej\u00ed \u0159e\u0161en\u00ed","name":"Finan\u010dn\u00ed t\u00edse\u0148 a jej\u00ed \u0159e\u0161en\u00ed","description":"Finan\u010dn\u00ed probl\u00e9my postihuj\u00ed spoustu lid\u00ed. Sta\u010d\u00ed v\u00fdpadek p\u0159\u00edjmu na p\u00e1r t\u00fddn\u016f a spousta rodin se ocit\u00e1 v situaci, kdy nem\u016f\u017ee uhradit v\u0161echny pot\u0159ebn\u00e9 v\u00fddaje. \u010casto tak lid\u00e9 padaj\u00ed do dluhov\u00e9 pasti. Jak kr\u00e1tkodobou finan\u010dn\u00ed t\u00edse\u0148 \u0159e\u0161it? V p\u0159\u00edpad\u011b, \u017ee m\u00e1te finan\u010dn\u00ed rezervu aspo\u0148 na t\u0159i m\u011bs\u00edce, pak jste naprosto v klidu. V\u011bt\u0161inou to bohat\u011b sta\u010d\u00ed […]","datePublished":"2019-12-03","dateModified":"2019-12-03","author":{"@type":"Person","@id":"https:\/\/www.lixus.cz\/author\/#Person","name":"","url":"https:\/\/www.lixus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/70b0b0c6ef7dca5d65c935edece415df3e99a7281ef835a281ae62fb4236351b?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"lixus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.lixus.cz\/wp-content\/uploads\/img_a374885_w1903_t1586859119.jpg","url":"https:\/\/www.lixus.cz\/wp-content\/uploads\/img_a374885_w1903_t1586859119.jpg","height":0,"width":0},"url":"https:\/\/www.lixus.cz\/financni-tisen-a-jeji-reseni\/","about":["Politika"],"wordCount":422,"articleBody":"   Finan\u010dn\u00ed probl\u00e9my postihuj\u00ed  spoustu lid\u00ed. Sta\u010d\u00ed v\u00fdpadek  p\u0159\u00edjmu na p\u00e1r t\u00fddn\u016f a spousta rodin se ocit\u00e1 v situaci, kdy nem\u016f\u017ee uhradit v\u0161echny pot\u0159ebn\u00e9 v\u00fddaje. \u010casto tak lid\u00e9 padaj\u00ed do dluhov\u00e9 pasti. Jak kr\u00e1tkodobou finan\u010dn\u00ed t\u00edse\u0148 \u0159e\u0161it? V p\u0159\u00edpad\u011b, \u017ee m\u00e1te finan\u010dn\u00ed rezervu aspo\u0148 na t\u0159i m\u011bs\u00edce, pak jste naprosto v klidu. V\u011bt\u0161inou to bohat\u011b sta\u010d\u00ed na to, abychom se vzpamatovali a na\u0161li si novou pr\u00e1ci, nebo se uzdravili. Pokud finan\u010dn\u00ed rezervu nem\u00e1me, pak je nutn\u00e9 jednat. Co m\u016f\u017eete zkusit?  Uskromn\u011bn\u00ed se  Uskromnit se a sna\u017eit se u\u0161et\u0159it co nejv\u00edce pen\u011bz je z\u00e1klad. Je nutn\u00e9 poplatit v\u00fddaje, kter\u00e9 se nesm\u00ed opozdit, zbytek prost\u011b mus\u00ed po\u010dkat. Omezit m\u016f\u017eete i n\u00e1kupy a \u017e\u00edt n\u011bjakou dobu ze z\u00e1sob ve sp\u00ed\u017ei. Mo\u017en\u00e1 to bude trochu nuda, ale na druhou stranu t\u00edm m\u016f\u017eete u\u0161et\u0159it opravdu hodn\u011b pen\u011bz. Nav\u00edc m\u016f\u017eete n\u011bjakou dobu va\u0159it z levn\u011bj\u0161\u00edch surovin.  Co se d\u00e1 odlo\u017eit  Jsou platby, kter\u00e9 se odlo\u017eit daj\u00ed a takov\u00e9, kter\u00e9 se odlo\u017eit prost\u011b nedaj\u00ed. Pokud jste v n\u00e1jmu, m\u016f\u017eete poprosit pronaj\u00edmatele bytu o posunut\u00ed splatnosti n\u00e1jmu. Pokud m\u00e1te opravdu v\u00e1\u017en\u00e9 d\u016fvody a v\u00e1\u0161 dom\u00e1c\u00ed je trochu lidumil, pak v\u00e1m nejsp\u00ed\u0161e vyhov\u00ed. Pokud m\u00e1te hypote\u010dn\u00ed \u00fav\u011br, m\u016f\u017eete zkusit po\u017e\u00e1dat o odklad spl\u00e1tky nebankovni-hypoteka. Z\u00e1le\u017e\u00ed, jak je postavena smlouva o hypote\u010dn\u00edm \u00fav\u011bru, za zkou\u0161ku v\u0161ak nic ned\u00e1te.  Kdy\u017e jste v konc\u00edch  Pokud nem\u016f\u017eete vyu\u017e\u00edt \u017e\u00e1dnou mo\u017enost z p\u0159ede\u0161l\u00fdch a prost\u011b nem\u00e1te mo\u017enost nikde u\u0161et\u0159it ani \u017e\u00e1dnou spl\u00e1tku dosunout, pak se m\u016f\u017eete pokusit p\u016fj\u010dit si na p\u0159eklenut\u00ed krize pen\u00edze od rodiny. Nen\u00ed vhodn\u00e9 p\u016fj\u010dovat si od nebankovn\u00edch spole\u010dnost\u00ed, kter\u00e9 p\u016fj\u010dky nab\u00edzej\u00ed v\u0161em, av\u0161ak jsou velice drah\u00e9 a ve v\u00fdsledku v\u00e1s mohou st\u00e1hnout do hlubok\u00e9 finan\u010dn\u00ed krize, kter\u00e1 kon\u010d\u00ed a\u017e dluhovou past\u00ed. Nejjednodu\u0161\u0161\u00ed je sehnat pen\u00edze od n\u011bkoho, kdo v\u00e1m je m\u016f\u017ee p\u016fj\u010dit bez\u00faro\u010dn\u011b na z\u00e1klad\u011b sepsan\u00e9 dohody. Po\u010d\u00edtejte v\u0161ak s jejich spl\u00e1cen\u00edm v dal\u0161\u00edch m\u011bs\u00edc\u00edch.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed t\u00edse\u0148 a jej\u00ed \u0159e\u0161en\u00ed","item":"https:\/\/www.lixus.cz\/financni-tisen-a-jeji-reseni\/#breadcrumbitem"}]}]